There are some common worries that a person overwhelmed with debt frets about. Among these pressing issues are if they are in danger of losing their home, if their car will be repossessed, and if creditors can garnish their wages or siphon money from their bank accounts. Attorney Rob Nichols understands these concerns, “Bill collectors can destroy your sense of security and rattle your nerves,” he states. “Bankruptcy may be the right choice to protect your most valuable assets. You need a roof over your head, a car so that you can get to your job and money in the bank so that you don’t get deeper into debt.”
Every bankruptcy application has to be approved by the courts which is why expert legal representation is tantamount to having that application approved. Bankruptcy filings require experienced lawyers who are well versed in all the changing codes. This is not the job for a paralegal or “coffee shop lawyer.” With a successful bankruptcy ruling, the bill collectors’ annoying phone calls will stop and property such as cars, homes and other valuables will be secure.
Hiring an experienced lawyer like Rob Nichols is going to require a small investment. Some filings can be handled for as little as $895 through the law offices of Rob Nichols. Once his services are retained then the work can begin. “Now, more than ever, you need a reliable, experienced attorney who can help turn your debt problems around and get you started again on the right foot,” says Rob Nichols.
During the initial free consultation, attorney Rob Nichols will review the options between a Chapter 7 and a Chapter 13 bankruptcy filing. One involves selling assets to pay off a debt while the other creates a structured payment arrangement. With either option also comes peace of mind.